Stock Insurance

Stock Insurance Service By WinRich Professional Services Pvt Ltd

A stock insurance policy can cover the costs of replacing your business stock, should any or all of it be lost, damaged or stolen. It’s designed to protect you financially by securing your stock, ensuring you could continue to trade if any, or all, of your unsold goods were wiped out.

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What is Stock Insurance?

A stock insurance policy can cover the costs of replacing your business stock, should any or all of it be lost, damaged or stolen. It’s designed to protect you financially by securing your stock, ensuring you could continue to trade if any, or all, of your unsold goods were wiped out. Some insurance suppliers offer stock insurance as a standalone policy, but more often than not, it appears as an extension to a business contents policy.

Your business stock can include any goods, products or merchandise you sell as part of your business model. Many insurers require you to keep accurate, up-to-date stock checks so that you know how much stock you have on your premises at any one time. In the event of you losing it all, they will use the stock checks to accurately estimate how much was lost in an incident, and how much to subsequently pay out.

What does Stock Insurance cover?

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Bangalore, Karnataka
Our Services are available in Mumbai, Pune, Satara, Kolhapur, Delhi, Gujarat and surrounding areas.

Features and Benefits of Stock Insurance:

Many policies are generous with how they define stock. It can include anything that will eventually be sold to customers, including products that are in the process of production. It may also include goods for which you’ve received payment from customers, but that you are yet to deliver, known as goods in trust. Raw materials to be used to make goods can also come under stock, such as wood and fabric stored by a furniture manufacturer, waiting to be made into sellable items.


Typical policies cover damage/loss of stock against:


  • fire
  • lightning
  • explosion (boiler or gas)
  • riot
  • earthquake
  • storm damage
  • flooding
  • escape of water from pipes or tanks
  • heating oil leaks
  • sprinkler leakage
  • theft or attempted theft
  • subsidence or landslip
  • accidental damage.

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Why is Stock Insurance important?

Stock insurance can cover any goods, materials or products that your company sells. It can pay out for the cost of replacing them if they’re stolen, damaged, lost or destroyed. Some stock policies also include tools and business equipment, while others exclusively insure your stock – that’s to say, the goods you sell.

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No: 183, Viharis Travels Bldg, 15th cross, Margosa road, Malleshwaram, Bangalore – 560 055
KARUNA COMPLEX with unit no. G4 , Ground floor, 337/3, Sampige Road, Malleswaram, Bangalore 560003

Contact Details

Phone No: 9880594132
Email: knsridharan@winrich.in
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Bangalore, Karnataka

No: 183, Viharis Travels Bldg, 15th cross, Margosa road, Malleshwaram, Bangalore – 560 055
KARUNA COMPLEX with unit no. G4 , Ground floor, 337/3, Sampige Road, Malleswaram, Bangalore 560003