General Liability Insurance

General Liability Insurance provided by WinRich Professional Services Pvt Ltd .

General liability insurance protects you and your business from “general” claims involving bodily injuries and property damage. Almost every business has a need for general liability insurance.
Does your business need general liability insurance?

Most small companies need this insurance, especially if you rent or own an office or commercial space. And many client contracts include requirements for general liability insurance.

Even if these don’t apply to you, small businesses that work directly with clients and customers usually benefit from commercial general liability insurance, also known as a CGL policy. This insurance policy can keep your company financially stable if you’re sued by a customer or competitor.

Because general liability insurance provides such important coverage, most small business owners buy the policy right after they start their business.

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Why Do You Need General Liability Insurance?
Liability claims aren’t uncommon and they can get expensive. In fact, 4 out of 10 small businesses will likely experience a liability claim in the next 10 years.** Slips and falls are the leading cause of emergency room visits. The average cost of this kind of claim is $35,000. If a claim leads to a lawsuit, it can increase its average cost to more than $75,000 to defend and settle.** Without general liability insurance, your business would have to pay for these costs out of pocket and it can put you out of business.
 
You may also need general liability insurance before you can work with other businesses. Some companies may ask you to provide proof of insurance, also known as a certificate of insurance.
 

** Based on an analysis of five years of claims data (2010-2014) from more than 1 million Hartford Business Owner’s Policies.

Even though every business is unique, each one can benefit from having general liability coverage. We can work with you to customize your policy so you get the coverage amounts that are right for your business. Whether it’s learning about the general liability insurance meaning or help getting a quote, we’re here for you.

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As an independent agency, WinRich Professional Services Pvt Ltd helps you find the right General Liability Insurance coverage.

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Woburn, MA

No: 183, Viharis Travels Bldg, 15th cross, Margosa road, Malleshwaram, Bangalore – 560 055
KARUNA COMPLEX with unit no. G4 , Ground floor, 337/3, Sampige Road, Malleswaram, Bangalore 560003
Our Services are available in Mumbai, Pune, Satara, Kolhapur, Delhi, Gujarat and surrounding areas.