Moneyback Policy

Moneyback Policy Service By WinRich Professional Services Pvt Ltd

As you approach different stages in life, there are dreams and aspirations that you set out for yourself and your family. But this does not set you free from the day to day responsibilities of managing house, paying for health expenses, school fees etc. To help you ensure that none of this is compromised for the other, a money back plan can fulfill your dreams uninterrupted.

indian family 2021 08 28 01 51 28 utc 1

What Is A Moneyback Policy

The purpose of investing in the insurance policy in India for your loved ones can be to create wealth over an extended period. A moneyback policy helps in providing liquidity facility and pays out a percentage of the sum assured amount consistently at the time of policy tenure. It pays a percentage of the assured sum throughout the policy tenure, unlike other types of life insurance plans that offer no returns till maturity. An average money back policy with a 20 year tenure would thus pay the policyholder what is known as a ‘Survival Benefit’ a few years after the start of the policy. Around 20% of the Sum Assured would be paid out periodically, while the balance would be paid out at the time of policy maturity with a bonus, if any.

What does moneyback policy cover?

Get Started Today
As an independent agency, WinRich Professional Services Pvt Ltd Helps you find the right coverage
Bangalore, Karnataka
Our Services are available in Mumbai, Pune, Satara, Kolhapur, Delhi, Gujarat and surrounding areas.


  • Provides insurance cover during the policy term.
  • Pays out regular benefits throughout the term.
  • Works as an insurance policy as well as a long-term investment with good returns.
  • Provides tax benefits.
  • Less risky than other investments offering similar returns like mutual funds.
  • Enables long-term savings and regular income.
  • Ensures that amounts are disbursed regularly.
  • Some plans extend the insurance coverage guaranteed death benefits even after the maturity date and the last survival period, up to when the life insured attains the age of 100.
  • There are optional riders that cover things like specific illnesses, critical illnesses, disabilities, etc.

Term Insurance

One of the most cost efffective plans

Term Insurance Plan With Return On Premium

Secure your family and get back your premium.

Group Life Insurance

A single contract covers an entire group of people

Child Insurance

A financial plan ensures financial support at every milestone of your child's life

Importance of Moneyback Policy


KARUNA COMPLEX with unit no. G4 , Ground floor, 337/3, Sampige Road, Malleswaram, Bangalore 560003

Contact Details

Phone No: 9880594132
Report a Claim

We'll help through the process of claim from start to finish

Request Proof

Need your investment proof, let’s help you get that quickly

Investment Update

Get your Investment update

Pay Online

Online payment option available in some cases

Review Your Investment

Get help in reviewing your current investments

Contact us

Connect with us for any help on personal finance

WinRich Professional Services Pvt Ltd

Our services are available in Bangalore and surrounding areas.

Need a personalized solution?

WinRich Professional Services Pvt Ltd is ready to cater
all your Insurance Requirements

Customer first

Customers and their needs are our first priority. All our insurance plans are tailor made

Community Focused

We give back to our community and get involved with the charities we support.


We go the extra mile to exceed your expectations, no matter what you need.

Experienced Agents

With extensive experience, we understand what it takes to bring you quality coverage.

We at , WinRich Professional Services Pvt Ltd suggest you the right product with our expertise.

Bangalore, Karnataka

KARUNA COMPLEX with unit no. G4 , Ground floor, 337/3, Sampige Road, Malleswaram, Bangalore 560003