Consumer Durable Loan

Consumer Durable Loan Service By WinRich Professional Services Pvt Ltd

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What is a Consumer Durable Loan?

A Consumer Durable Loan is an option that helps you finance your purchase of consumer durables. This class of products includes household appliances or electronics such as TVs, refrigerators, air conditioners, washing machines, microwaves, home theatres, laptops and much more. Here’s a list of some of the many durable items you can purchase:

  • Digital Products such as Mobile phones, cameras, tablets, DSLRs, audio devices, laptops, Smart watches, etc. 
  • Household products such as fridges, washing machines, microwaves, kitchen appliances, Water heater, etc.
  • Lifestyle products such as furniture, Modular kitchen, Camera lenses, tyres, Health & beauty packages, supermarket purchases, recliners, etc.

What does Consumer Durable Loan cover?

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Bangalore, Karnataka
Our Services are available in Mumbai, Pune, Satara, Kolhapur, Delhi, Gujarat and surrounding areas.

Features of a Consumer Durable Loan:

  • May be secured or unsecured: Some consumer durable loans may require borrowers to provide a collateral/security to avail a loan, whereas, others may be unsecured (not backed up by any collateral/security). Secured consumer durable loans usually offer higher loan amounts, longer repayment tenures and lower interest rates as compared to unsecured consumer durable loans
  • Flexible loan amount: You can avail a consumer durable loan ranging up to Rs. 15 lakh. However, the amount that you are eligible to avail depends upon the item being purchased, your credit score, income level and other factors deemed appropriate by the lender.
  • Flexible tenure: Consumer durable loans generally have flexible repayment tenure of up to 36 months.
  • Minimal documentation: Usually minimal documentation is required to avail a consumer loan. Some key documents that lenders generally require include photo identity proof (such as Aadhaar, PAN, etc.) income proof (such as Salary slip, ITR, etc.) and address proof.
  • Quick disbursal: Consumer durable loans are disbursed almost instantly, once your loan application is approved.

Personal Loan

Personal Loan is an unsecured credit provided by financial institutions

Business Loan

Helping you meet your business requirements

Site Purchase Loan

Buying the land needed to fullfil your dreams

Vehicle Loan

Helping you buy a vehicle you need

Why is a Consumer Durable Loan important?

A consumer loan makes it easy to purchase consumer durables such as home appliances and other electronics. With easy EMIs, it is one of the simplest and least tedious ways of purchasing the items you require. It is always advisable to check out interest rates, processing fees and other applicable charges from various lenders, compare and then select the lender that offers you the best deal.


KARUNA COMPLEX with unit no. G4 , Ground floor, 337/3, Sampige Road, Malleswaram, Bangalore 560003

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Bangalore, Karnataka

KARUNA COMPLEX with unit no. G4 , Ground floor, 337/3, Sampige Road, Malleswaram, Bangalore 560003